Pay Bill Online

One of the greatest conveniences to evolve with the Internet is the ability to pay bills online. There have been a couple of other benefits to this besides the fact that it is so convenient. For one, it definitely saves on writing checks each month. More importantly, when you use online bill payment services, you have the option of going with paperless billing, which obviously saves a few trees each year. Here are some of the more frequently asked questions regarding online bill payments.

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What exactly is online bill payment?

It's a service that allows you to receive and pay your bills online from a convenient location, most likely your PC while sitting at your desk in the comfort of your own home. Access to a computer affords you the convenience of free online bill payment, so wherever you are when you choose to pay your bills is of no consequence.

Typically, bills are paid out of the individual's bank account in any of a number or ways, but the following accounts are the most common:

  • Brokerage account
  • Checking account
  • Money market account
  • Savings account

How does an online bill payment service usually work?

There are usually three steps to the process and they are all fairly simple. The first step involves setting up the actual bills that you want to play online. Once you have set these up, you need to add your payment information for the payment account (or accounts) that you are going to use to pay your bills. Once this is set up, you can schedule when you're paying your bills and the accounts that you will use.

How secure is online bill payment?

Your login information is unique to you. As long as you don't divulge this information to anyone else, there isn't a chance that anyone else can sign into your account as you. Online bill pay services use SSL (secure sockets layer), which ensures that both your connection and all of your personal information are completely safe.

What types of bills can you pay with free online bill payment?

You can pay just about any bill online that you want, as long as it is a U.S. online address that can be verified. The only exceptions to this are the following:

  • Alimony
  • Child support
  • Court-directed payments
  • Taxes
  • Other government fees

Can repeat payments be scheduled?

As long as there is no change in the amount of the recurring payments, you can schedule the same payment each month.